@article{ref1,
title="Accident and health-hospital insurance; a problem for mutual understanding; panel discussion",
journal="Transactions of the Association of Life Insurance Medical Directors of America",
year="1954",
author="Filson, R. M. and Heller, R. T. and Milliman, W. A.",
volume="37",
number="",
pages="237-276",
abstract="<p>[Abstract unavailable]</p> <p>Language: en</p>",
language="en",
issn="0066-9598",
doi="",
url="http://dx.doi.org/"
}