@article{ref1,
title="The Frequency of Excess Auto Personal Injury Claims",
journal="American law and economics review",
year="2001",
author="Carroll, S. and Abrahamse, A.",
volume="3",
number="2",
pages="228-250",
abstract="This study analyzes auto personal injury claims across the states to estimate the frequency of claims for nonexistent or preexisting injuries. We develop a series of hypotheses regarding the specific claiming patterns that would signal the presence of excess claims. We draw on a nationally representative sample of auto-accident injury claims closed during 1987 to test these hypotheses. The results strongly support the hypotheses. We conclude that approximately 42% of reported soft-injury claims in the dollar-threshold and tort states are for nonexistent or preexisting injuries.<p />",
language="",
issn="1465-7252",
doi="10.1093/aler/3.2.228",
url="http://dx.doi.org/10.1093/aler/3.2.228"
}