@article{ref1,
title="Effect of accident and cost trends on automobile insurance premiums",
journal="Traffic quarterly",
year="1949",
author="Bennett, R.o.",
volume="3",
number="4",
pages="334-347",
abstract="<p>[Abstract unavailable]</p>",
language="",
issn="0041-0713",
doi="",
url="http://dx.doi.org/"
}