@article{ref1,
title="Liability and compensation -- the insurance and risk management point of view",
journal="Journal of occupational accidents",
year="1990",
author="Giarini, O",
volume="13",
number="1-2",
pages="55-62",
abstract="The demand for liability covers is related to fundamental changes towards a &quot;service&quot; economy and is likely to grow substantially in the future. This development will require the most efficient redistribution of roles between government, industry and insurance.<p />",
language="",
issn="0376-6349",
doi="",
url="http://dx.doi.org/"
}