@article{ref1,
title="Microfinance—On the Road to Capital Markets",
journal="Journal of applied corporate finance",
year="2007",
author="Callaghan, Ian and Gonzalez, Henry and Maurice, Diane and Novak, Christian",
volume="19",
number="1",
pages="115-124",
abstract="<p>[Abstract unavailable]</p>",
language="",
issn="1078-1196",
doi="10.1111/j.1745-6622.2007.00130.x",
url="http://dx.doi.org/10.1111/j.1745-6622.2007.00130.x"
}