@article{ref1,
title="Disaster management. Redesigning flood insurance",
journal="Science",
year="2011",
author="Michel-Kerjan, Erwann and Kunreuther, Howard",
volume="333",
number="6041",
pages="408-409",
abstract="<p>[Abstract unavailable]</p> <p>Language: en</p>",
language="en",
issn="0036-8075",
doi="10.1126/science.1202616",
url="http://dx.doi.org/10.1126/science.1202616"
}