@article{ref1,
title="Insurers left reeling by disaster year",
journal="Nature",
year="2003",
author="Schiermeier, Quirin",
volume="421",
number="6919",
pages="99-99",
abstract="<p>[Abstract unavailable]</p><p>Language: en</p>",
language="en",
issn="0028-0836",
doi="10.1038/421099b",
url="http://dx.doi.org/10.1038/421099b"
}