@article{ref1,
title="A Look at Change for Automobile Claims",
journal="Journal of Risk and Insurance",
year="1968",
author="Mehr, Robert I.",
volume="35",
number="3",
pages="425-436",
abstract="<p>[Abstract unavailable]</p>",
language="",
issn="0022-4367",
doi="10.2307/251278",
url="http://dx.doi.org/10.2307/251278"
}