@article{ref1,
title="A Report on a Study to Estimate the Financial Loss Proximately Caused by Automobile Operations in New Jersey",
journal="Journal of insurance",
year="1959",
author="Elkin, Philip",
volume="26",
number="1",
pages="73-75",
abstract="<p>[Abstract unavailable]</p>",
language="",
issn="1047-3483",
doi="10.2307/250493",
url="http://dx.doi.org/10.2307/250493"
}