@article{ref1,
title="Auto Insurance Reform: Comment",
journal="Journal of Risk and Insurance",
year="1971",
author="Ross, Hugh Laurence",
volume="38",
number="2",
pages="303-304",
abstract="<p>[Abstract unavailable]</p>",
language="",
issn="0022-4367",
doi="10.2307/251504",
url="http://dx.doi.org/10.2307/251504"
}