@article{ref1,
title="Basic Protection. A New Plan of Automobile Insurance",
journal="Journal of Risk and Insurance",
year="1965",
author="Keeton, Robert E. and O'Connell, Jeffrey",
volume="32",
number="4",
pages="539-548",
abstract="<p>[Abstract unavailable]</p>",
language="",
issn="0022-4367",
doi="10.2307/251346",
url="http://dx.doi.org/10.2307/251346"
}