@article{ref1,
title="Fire and Casualty Insurance",
journal="Journal of the American Association of University Teachers of Insurance",
year="1953",
author="Kellogg, Chester M.",
volume="20",
number="1",
pages="83-95",
abstract="<p>[Abstract unavailable]</p>",
language="",
issn="1535-4016",
doi="10.2307/250174",
url="http://dx.doi.org/10.2307/250174"
}