@article{ref1,
title="In-car usage based insurance feedback strategies. A comparative driving simulator study",
journal="Ergonomics",
year="2015",
author="Dijksterhuis, Chris and Lewis-Evans, Ben and Jelijs, Bart and Tucha, Oliver and de Waard, Dick and Brookhuis, Karel",
volume="59",
number="9",
pages="1158-1170",
abstract="Usage Based Insurances (UBI) enable policyholders to actively reduce the impact of vehicle insurance costs by adopting a safer and more eco-friendly driving style. UBI is especially relevant for younger drivers, who are a high-risk population. The effectiveness of UBI should be enhanced by providing in-car feedback optimised for individual drivers. Thirty young, novice drivers were therefore invited to complete six experimental drives with an in-car interface that provided real time information on rewards gained, their driving behaviour, and the speed limit. Reward size was either displayed directly in euro, indirectly as a relatively large amount of credits, or as a percentage of the maximum available bonus. Also, interfaces were investigated that provided partial information to reduce the potential for driver distraction. Compared to a control no-UBI condition, behaviour improved similarly across interfaces, suggesting that interface personalisation after an initial familiarisation period could be feasible without compromising feedback effectiveness. Practitioner Summary: User experiences and effects on driving behaviour of six in-car interfaces were compared. The interface provided information on driving behaviour and rewards in a UBI setting. <br><br>RESULTS suggest that some personalisation of interfaces may be an option after an initial familiarisation period as driving behaviour improved similarly across interfaces.<p /> <p>Language: en</p>",
language="en",
issn="0014-0139",
doi="10.1080/00140139.2015.1127428",
url="http://dx.doi.org/10.1080/00140139.2015.1127428"
}