@article{ref1,
title="An interdisciplinary approach to sustainable agricultural finance and its impact on Indian farmers behaviour",
journal="Annals of the University of Craiova, Physics",
year="2021",
author="Shetty, S.K. and Hawaldar, I.T. and Spulbar, C. and Birau, R. and Rebegea, C. and Trivedi, J.",
volume="31",
number="",
pages="53-72",
abstract="Agriculture should no longer be isolated because it is such a significant sector in India. Agriculture dominates the economy in Karnataka, India. Farmers that are 18 to 20 years old are actively involved in farming. Farmers, on average, have committed suicide between the ages of 35 and 45 all across India. Non-availability of credit, inferior inputs, and non-availability of extension services are among the causal factors. Amounts owed on bank and private loans have accumulated. They sell all of their gold and take out loans on all of their properties. When their children are grown and the question of their marriage arises at the ages of 35, 40, and 45, they believe there is little chance to address the vital family situation. Farmers are despised in society, have no fixed income or sufficient money, and do not work full-time. Unemployment and underemployment are common, and most people are forced to migrate as a result of starvation, drought, floods, and other natural disasters. Institutional lending and credit have been drastically cut. Farmers are forced to rely on money lenders and their indebtedness forces them to sell their products at a loss. As a result, they are unable to return the debt on time. Farmers approach banks and cannot get a loan from the bank for the mere reason of holding small size of land and hence they approach moneylenders and take money at a higher rate of interest and suffer. The current study is finding out the probable reasons for these gaps in the agricultural financial systems. © 2021, Universitatea din Craiova. All rights reserved.<p /><p>Language: en</p>",
language="en",
issn="1223-6039",
doi="",
url="http://dx.doi.org/"
}