TY - JOUR
PY - 2020//
TI - Catastrophic health expenditure incidence and its equity in China: a study on the initial implementation of the medical insurance integration system
JO - BMC public health
A1 - Liu, Huan
A1 - Zhu, Hong
A1 - Wang, Jiahui
A1 - Qi, Xinye
A1 - Zhao, Miaomiao
A1 - Shan, Linghan
A1 - Gao, Lijun
A1 - Kang, Zheng
A1 - Jiao, Mingli
A1 - Pan, Lin
A1 - Chen, Ruohui
A1 - Liu, Baohua
A1 - Wu, Qunhong
A1 - Ning, Ning
SP - e1761
EP - e1761
VL - 19
IS - 1
N2 - BACKGROUND: By 2013, several regions in China had introduced health insurance integration policies. However, few studies addressed the impact of medical insurance integration in China. This study investigates the catastrophic health expenditure and equity in the incidence of catastrophic health expenditure by addressing its potential determinants in both integrated and non-integrated areas in China in 2013.
METHODS: The primary data are drawn from the fifth China National Health Services Survey in 2013. The final sample comprises 19,788 households (38.4%) from integrated areas and 31,797 households (61.6%) from non-integrated areas. A probit model is employed to decompose inequality in the incidence of catastrophic health expenditure in line with the methodology used for decomposing the concentration index.
RESULTS: The incidence of catastrophic health expenditure in integrated areas is higher than in non-integrated areas (13.87% vs. 13.68%, respectively). The concentration index in integrated areas and non-integrated areas is - 0.071 and - 0.073, respectively. Average household out-of-pocket health expenditure and average capacity to pay in integrated areas are higher than those in non-integrated areas. However, households in integrated areas have lower share of out-of-pocket expenditures in the capacity to pay than households in non-integrated areas. The majority of the observed inequalities in catastrophic health expenditure can be explained by differences in the health insurance and householders' educational attainment both in integrated areas and non-integrated areas.
CONCLUSIONS: The medical insurance integration system in China is still at the exploratory stage; hence, its effects are of limited significance, even though the positive impact of this system on low-income residents is confirmed. Moreover, catastrophic health expenditure is associated with pro-poor inequality. Medical insurance, urban-rural disparities, the elderly population, and use of health services significantly affect the equity of catastrophic health expenditure incidence and are key issues in the implementation of future insurance integration policies.
Language: en
LA - en SN - 1471-2458 UR - http://dx.doi.org/10.1186/s12889-019-8121-2 ID - ref1 ER -