TY - JOUR PY - 1905// TI - Fire insurance-rates and schedule rating JO - Annals of the American Academy of Political and Social Science A1 - Hexamer, Charles A. SP - 211 EP - 223 VL - 26 IS - N2 - A "rate" is the amount charged for insuring $100 pf property for one year. Rates should be sufficient to produce an income large enough to provide for the payment of losses, plus the necessary expenses of the insuring company, plus a reasonable profit for the shareholders. The classification of losses is, therefore, necessary for a proper consideration of the rate. This report provides a summary of fire insurance rate-making. This discussion includes the issues of building construction quality and of built-in protection mechanisms to supress the spread of any fire.

Language: en

LA - en SN - 0002-7162 UR - http://dx.doi.org/ ID - ref1 ER -