TY - JOUR PY - 2019// TI - Using telematics data to find risky driver behaviour JO - Accident analysis and prevention A1 - Winlaw, Manda A1 - Steiner, Stefan H. A1 - MacKay, R. Jock A1 - Hilal, Allaa R. SP - 131 EP - 136 VL - 131 IS - N2 - Usage-based insurance schemes provide new opportunities for insurers to accurately price and manage risk. These schemes have the potential to better identify risky drivers which not only allows insurance companies to better price their products but it allows drivers to modify their behaviour to make roads safer and driving more efficient. However, for Usage-based insurance products, we need to better understand how driver behaviours influence the risk of a crash or an insurance claim. In this article, we present our analysis of automotive telematics data from over 28 million trips. We use a case control methodology to study the relationship between crash drivers and crash-free drivers and introduce an innovative method for determining control (crash-free) drivers. We fit a logistic regression model to our data and found that speeding was the most important driver behaviour linking driver behaviour to crash risk.

Copyright © 2019 Elsevier Ltd. All rights reserved.

Language: en

LA - en SN - 0001-4575 UR - http://dx.doi.org/10.1016/j.aap.2019.06.003 ID - ref1 ER -