Citation

Macharia P, Moore S, Thomann M, Mwangi P, Kombo B, King R, Lazarus L, Lorway R. Glob. Public Health 2023; 18(1): e2184484.

Copyright

(Copyright © 2023, Informa - Taylor and Francis Group)

DOI

10.1080/17441692.2023.2184484

PMID

36934431

Abstract

Financial technology tools have been utilised to create readily available mobile loan platforms for urban-based, daily-wage earners in Kenya. From a financial lending perspective, this development signals greater inclusion and equality in formal bank financing systems. In this paper, however, we examine mobile loans and their repayment from the perspective of women who sell sex in Nairobi, drawing upon the qualitative findings of two community-based studies conducted in close collaboration with sex worker-led organisations serving the sexual health needs of their peers. Our findings suggest that mobile loans may undermine the financial security strategies and economic independence of sex workers, leaving these women in more precarious economic circumstances, which have been shown in other instances to have effects on sexual risk taking and vulnerability to HIV infection.

Language: en

Keywords

Humans; Female; sex work; Kenya; debt; sexual health; Sexual Behavior; precarity; *HIV Infections/prevention & control; *Sex Workers; *Sexual Health; Mobile loans